Checking Account Levels and Features
Each of our personal checking accounts come with exceptional service and opportunities to take advantage of features that will make managing your finances a little easier. Take a look at the accounts we offer or talk with one of your local Relationship Bankers to get started.
Big Sky Interest Checking
Minimum Opening Balance
$100
Minimum Balance
$1000
Maintenance Fee
Fee waived by maintaining minimum balance.
$10/month
Earns Interest
ATM/Debit Card
Free Online Banking
Free Telephone Banking
Free eStatements
Paper Statements w/ Images
Check Writing
Unlimited
Excess Deposit Fee
Fee applies to deposited checks in excess of 25 per statement.
$0.25/item
Free Checks
N/A
Free Notary Service
Courtesy Overdraft Service
Online Bill Pay (optional)
FREE
Products, services, fees, and service charges are subject to change.
Big Sky Checking
Minimum Opening Balance
$100
Minimum Balance
$300
Maintenance Fee
Fee waived by maintaining minimum balance.
$5/month
Earns Interest
N/A
ATM/Debit Card
Free Online Banking
Free Telephone Banking
Free eStatements
Paper Statements w/ Images
$2
Check Writing
Unlimited
Excess Deposit Fee
Fee applies to deposited checks in excess of 25 per statement.
$0.25/item
Free Checks
N/A
Free Notary Service
Courtesy Overdraft Service
Online Bill Pay (optional)
FREE
Products, services, fees, and service charges are subject to change.
Rock Solid 50
For the Rock Solid 50 checking account the holder must be at least 50 years of age.
Minimum Opening Balance
$100
Minimum Balance
None
Maintenance Fee
N/A
Earns Interest
ATM/Debit Card
Free Online Banking
Free Telephone Banking
Free eStatements
Paper Statements w/ Images
Check Writing
Unlimited
Excess Deposit Fee
Fee applies to deposited checks in excess of 25 per statement.
$0.25/item
Free Checks
FREE box per year
Free Notary Service
Courtesy Overdraft Service
Online Bill Pay (optional)
FREE
Products, services, fees, and service charges are subject to change.
Big Sky eAccount
Minimum Opening Balance
$100
Minimum Balance
None
Maintenance Fee
N/A
Earns Interest
N/A
ATM/Debit Card
Free Online Banking
Free Telephone Banking
Free eStatements
Paper Statements w/ Images
$7
Check Writing
Must be in person checks/withdrawals per statement, then $1 per item.
5 FREE checks
Excess Deposit Fee
Fee applies to deposited checks in excess of 25 per statement.
$0.25/item
Free Checks
N/A
Free Notary Services
Courtesy Overdraft Service
Online Bill Pay (optional)
FREE
Products, services, fees, and service charges are subject to change.
Big Sky No Fee
Minimum Opening Balance
$100
Minimum Balance
None
Maintenance Fee
N/A
Earns Interest
N/A
ATM/Debit Card
Free Online Banking
Free Telephone Banking
Free eStatements
Paper Statements w/ Images
N/A
Excess Deposit Fee
Fee applies to deposited checks in excess of 25 per statement.
N/A
Free Notary Service
Courtesy Overdraft Service
N/A
Online Bill Pay (optional)
FREE
Products, services, fees, and service charges are subject to change.
Big Sky Student Checking
Account holder must be between the ages of 13-24 and attending school. Proof of enrollment must be provided by November 15th each year. If account holder is no longer enrolled in school or reaches age 24, the account will revert to a Big Sky Checking and all applicable fees will apply.
Minimum Opening Balance
$25
Minimum Balance
None
Maintenance Fee
N/A
Earns Interest
N/A
ATM/Debit Card
Free Online Banking
Free Telephone Banking
Free eStatements
Paper Statements w/ Images
$5
Check Writing
Unlimited
Excess Deposit Fee
Fee applies to deposited checks in excess of 25 per statement.
$0.25/item
Free Checks
FREE first box
Free Notary Service
Courtesy Overdraft Service
Online Bill Pay (optional)
FREE
Products, services, fees, and service charges are subject to change.
| Account Type | Big Sky Interest Checking | Big Sky Checking | Rock Solid 50 | Big Sky eAccount | Big Sky No Fee | Big Sky Student Checking |
|---|---|---|---|---|---|---|
| Minimum Opening Balance | $100 | $100 | $100 | $100 | $100 | $25 |
| Minimum Balance | $1000 | $300 | None | None | None | None |
| Maintenance Fee
Fee waived by maintaining minimum balance. |
$10 / month | $5 / month | N/A | N/A | N/A | N/A |
| Earns Interest | ✔ | N/A | ✔ | N/A | N/A | N/A |
| ATM/Debit Card | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Free Online Banking | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Free Telephone Banking | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Free eStatements | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Paper Statements w/ Images | ✔ | $2 | ✔ | $7 | N/A | $5 |
| Check Writing | Unlimited | Unlimited | Unlimited | 5 FREE checks | N/A | Unlimited |
| Excess Deposit Fee
Fee applies to deposited checks in excess of 25 per statement. |
$0.25 / item | $0.25 / item | $0.25 / item | $0.25 / item | N/A | $0.25 / item |
| Free Checks | N/A | N/A | FREE box per year | N/A | N/A | FREE first box |
| Free Notary Service | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Courtesy Overdraft Service | ✔ | ✔ | ✔ | ✔ | N/A | ✔ |
| Online Bill Pay (optional) | FREE | FREE | FREE | FREE | FREE | FREE |
| Open Account | Open Account | Open Account | Open Account |
Products, services, fees, and service charges are subject to change.