IRA Levels and Features

IRAs are subject to the terms of FDIC insurance and are insured separately from other accounts held at Bank of the Rockies. Contact a Universal Banker to learn more about IRAs, or chat with your tax advisor to determine which account is right for you.

Traditional IRA

Contributions made to a Traditional IRA may be partially or fully deductible. Earnings generated within a Traditional IRA are tax-deferred.

Roth IRA

Contributions made to a Roth IRA are not tax-deductible or age restricted. Earnings generated within a Roth IRA are tax-deferred and offer the potential to be withdrawn tax-free. Roth IRA owners are not required to take mandatory distributions.

Interested in Our Personal Savings Accounts?

Whether you’re saving for a new home, college education or retirement, Bank of the Rockies has the savings product to meet your needs.

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