IRA Levels and Features
IRAs are subject to the terms of FDIC insurance and are insured separately from other accounts held at Bank of the Rockies. Contact a Universal Banker to learn more about IRAs, or chat with your tax advisor to determine which account is right for you.
Contributions made to a Traditional IRA may be partially or fully deductible. Earnings generated within a Traditional IRA are tax-deferred.
Contributions made to a Roth IRA are not tax-deductible or age restricted. Earnings generated within a Roth IRA are tax-deferred and offer the potential to be withdrawn tax-free. Roth IRA owners are not required to take mandatory distributions.