Budding Agriculturalist in 4-H or FFA? We offer a higher interest rate on our Youth Ag Savings than most standard youth accounts to help encourage you to save for the future. Bank of the Rockies believes the future of agriculture is in our youth, and we want to help them succeed. Visit with a Universal Banker about opening a Youth Ag Savings.
Farm & Ranch Loans
At Bank of the Rockies, we have the same dirt and mud on our boots as our farming and ranching customers. Many of our employees grew up on Montana farms and ranches, so they understand the unique challenges and opportunities of the agricultural world. With this understanding and experience, Bank of the Rockies is able to partner with our customers to provide predictable and reliable financing solutions to serve their long- and short-term needs.
Bank of the Rockies is the only bank in Montana to have an employee serve as chair of the American Bankers Association’s Agriculture Committee; in fact, we have had two employees serve on the board. We firmly believe that agriculture is a lifeblood of the country, and we have the experience, know how, products, and lenders to make your dreams happen.
- Revolving or Straight Operating Lines of Credit
- Term Operating Loans for purchasing cattle or equipment
- Term Operating Loans for refinancing cattle or equipment loans
- Real Estate Loans for purchasing real estate or refinancing real estate debt
- Youth Ag Loans to provide financing for active 4-H and/or FFA members for their market or breeding projects
Bank of the Rockies partners with Farmer Mac to provide excellent long-term, fixed rate loans for agricultural real estate purchases or refinances; and with Conterra to provide flexible terms on real estate loans for those operations who have recently struggled with cash flow. In addition, we also offer FSA Guaranteed Loan Programs.
To see what bank of the Rockies can do for your farm or ranch, please contact one of our qualified lenders or call your local office.
Bank of the Rockies’ Youth Ag Loan program is designed to enable members of 4-H and FFA to finance their projects and provide financial education.
Are you an agricultural producer, or do you know an agricultural producer whose operation has been directly impacted by the Coronavirus pandemic? Bank of the Rockies is here to help our producers receive help from CFAP. You can use the link below to apply or get more information.
The USDA has announced that CFAP 2 is open and available for Farmers and Ranchers to apply. Applications are being accepted from September 21 through December 11, 2020. Information on how to apply and additional documents can be found at www.farmers.gov/cfap/apply
To complete the CFAP 2 application, producers will need to reference their sales, inventory, and other records. However, since CFAP 2 is a self-certification program, this documentation will not need to be submitted with the application. Because applications are subject to County Committee review and spot check, some producers will be required to provide documentation. Producers should retain the records and documentation they use to complete the application.
Please contact your local Farm Service Agency office for additional information or help with the application process.
To apply for the Coronavirus Food Assistance Program (CFAP), please visit the link below. www.farmers.gov/cfap/apply
Please drop off your completed loan application at your local office, or email to a Bank of the Rockies lender.
*Applications submitted via email are not secure.